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What Is Marjinn Value Finder And How Is It Different

Think of Marjinn as your personal, A.I based Warren Buffet making real-time, conservatively based valuations and explaining the reasons on any company you choose each time.

We use real time stock market data, company financial statements and value investing models adopted for each company to bring you Real Time Valuation as a service.  Our Value Finder service calculates intrinsic value and compares it with current share price and indicates if there is a meaningful discount at the moment.

There are decades of financial know-how, data analysis, modeling and successful investing track record leveraged to forecast value and margin of safety, the concept of buying shares with a discount to protect against downside and superior returns versus overpaying and under-p
erformance.  We then use the results to create prompts for OpenAI's ChatGPT 4.0 to create a concise, simple summaries to complete the assessment.  

Below we explain Marjinn approach to valuation step by step.
 

1

Historical, multi year performance and business evolution

Income Statement

Cash Flows

Balance sheet

How do they evolve and compare over time

Improving

Marjinn

Analysis

Stable

Declining

2

1

Presence of competitive advantage and differentiation

Very profitable and growing

Doing alright, stable earnings

Shrinking profits, losing money

Is the business enjoying competitive advantages over time

3

Marjinn

Proprietary

Algorithms

Big moat, Franchise

Small moat

No moat

Intrinsic value is calculated from company's economics and performance

Economics of business

Competitive Advantage

Improving

Stable

Declining

Franchise

Small moat

No moat

Company fit

Valuation 

models and proprietary Marjinn algorithms

Real Time Intrinsic Value

4

price_value_comparison_example.gif

Margin of Safety %

What it means

< 30%

Business value is 30% or more above the share price. It is worth a further look to understand cause of discount and as a potential investment opportunity.

+30/-30%

Business value between 30% below or above share price. Company is fairly valued and not overpriced. It could be an opportunity.

> 30%

Business value is more than 30% below the share price price and may be overpriced. Proceed with more caution.

Finally, current price and value are compared  to reveal margin of safety

Valuation Explained
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